The Self-Help Group Bank Linkage Programme in India is implemented mainly by: MCQ with Answer and Explanation

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The Self-Help Group Bank Linkage Programme in India is implemented mainly by:

A. NABARD

B. SEBI

C. EXIM Bank

D. IRDA

Answer: Option A

Solution (By JKSSB Mock Tests)

NABARD is the main implementing agency for the SHG-Bank Linkage Programme.

This question belongs to: Economy GK Economy Set 1

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Question #1

Which of the following is a feature of the Indian capital account?

A. Complete convertibility for all capital transactions

B. Partial convertibility with controls on certain capital flows

C. Only current account convertibility without any capital flows

D. Complete ban on capital inflows

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Correct Answer: Option B

Explanation:
India has achieved current account convertibility but maintains a managed and partial capital account convertibility with prudential controls on certain flows.

This question belongs to: Economy GK Economy Set 1

Question #2

The 'Pradhan Mantri Shram Yogi Maandhan' is a pension scheme for unorganized workers with monthly contribution of:

A. Rs 200 to Rs 1,000

B. Rs 55 to Rs 200

C. Rs 100 to Rs 500

D. Rs 50 to Rs 100

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Correct Answer: Option B

Explanation:
PM-SYM contribution ranges from Rs 55 to Rs 200 depending on age.

This question belongs to: Economy GK Economy Set 1

Question #3

Which of the following is a feature of 'Nudge' theory in behavioural public policy?

A. The complete rejection of any behavioural interventions

B. The use of mandates and bans only

C. The use of choice architecture to steer people toward better decisions without restricting their freedom of choice

D. Only financial incentives

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Correct Answer: Option C

Explanation:
A nudge is any aspect of choice architecture that alters people’s behaviour in a predictable way without forbidding any options or significantly changing economic incentives, as popularised by Thaler and Sunstein.

This question belongs to: Economy GK Economy Set 1

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