Which of the following is NOT a type of bank in the Indian banking system? MCQ with Answer and Explanation

Which of the following is NOT a type of bank in the Indian banking system?
A. Commercial banks
B. Regional Rural Banks
C. Cooperative banks
D. Shadow banks as scheduled commercial banks
Answer: Option D
Solution (By JKSSB Mock Tests)
Shadow banks (NBFCs engaged in credit intermediation) are not scheduled commercial banks. The formal banking system includes commercial banks, cooperative banks and RRBs.

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Practice More Economy Set 1 Questions

Question #1
The 'Evergreen Revolution' in India was proposed by:
A. Norman Borlaug
B. C. Subramaniam
C. Verghese Kurien
D. M.S. Swaminathan

Correct Answer: Option D


Explanation:
M.S. Swaminathan proposed the Evergreen Revolution for sustainable agriculture.

This question belongs to: Economy GK Economy Set 1
Question #2
For a normal good, a fall in its price creates:
A. negative income effect only
B. negative substitution effect
C. positive substitution effect and positive income effect
D. zero income effect

Correct Answer: Option C


Explanation:
For a normal good, both substitution effect and income effect work in the same direction when price falls, increasing quantity demanded.

This question belongs to: Economy GK Economy Set 1
Question #3
The 'Personal Income' of a country includes:
A. corporate profits retained
B. transfer payments and factor incomes received by households
C. only wages
D. only indirect taxes

Correct Answer: Option B


Explanation:
Personal income includes all incomes received by households, including transfer payments.

This question belongs to: Economy GK Economy Set 1