In the context of digital finance, 'Central Bank Digital Currency' (CBDC) refers to: MCQ with Answer and Explanation

In the context of digital finance, 'Central Bank Digital Currency' (CBDC) refers to:
A. Only privately issued cryptocurrencies
B. A digital form of central-bank money that is a direct liability of the central bank
C. Only commercial-bank deposits
D. Only physical cash
Answer: Option B
Solution (By JKSSB Mock Tests)
A central-bank digital currency is a digital payment instrument denominated in the national unit of account that is a direct liability of the central bank, distinct from both physical cash and commercial-bank deposits.

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Practice More Economy Set 1 Questions

Question #1
Which of the following factors does NOT affect the price elasticity of demand?
A. Nature of the commodity (necessity or luxury)
B. Time period allowed for adjustment
C. Availability of close substitutes
D. Cost of production of the commodity

Correct Answer: Option D


Explanation:
The cost of production influences the supply side. Price elasticity of demand depends on substitutes, nature of the good, proportion of income spent, time and habits.

This question belongs to: Economy GK Economy Set 1
Question #2
Which of the following is a feature of a flexible exchange rate system?
A. No role for speculation
B. Exchange rate is determined by market forces of demand and supply of foreign exchange
C. Exchange rate is fixed by government decree
D. Complete absence of central bank intervention in all cases

Correct Answer: Option B


Explanation:
Under a pure flexible (floating) exchange rate system, the value of the currency is determined by the interaction of demand and supply in the foreign exchange market.

This question belongs to: Economy GK Economy Set 1
Question #3
The 'Input Tax Credit' under GST allows a taxpayer to:
A. avoid filing returns
B. refund all taxes paid
C. deduct tax paid on inputs from output tax liability
D. pay tax only on exports

Correct Answer: Option C


Explanation:
Input Tax Credit permits deduction of input tax from output tax liability to avoid cascading.

This question belongs to: Economy GK Economy Set 1