The concept of 'Too Big to Fail' in banking refers to: MCQ with Answer and Explanation

The concept of 'Too Big to Fail' in banking refers to:
A. The legal requirement that all banks must be small
B. Only the size of non-bank firms
C. The expectation that systemically important banks will receive government support in the event of distress
D. The absence of any systemic risk
Answer: Option C
Solution (By JKSSB Mock Tests)
Too-big-to-fail refers to the market perception or policy practice that certain large and interconnected financial institutions will be rescued by the authorities because their failure would impose systemic costs.

Discuss this Question (0)

No comments yet. Be the first to start the discussion!

Practice More Economy Set 1 Questions

Question #1
Which of the following is a characteristic of the 'New Institutional Economics' approach?
A. It assumes zero transaction costs always
B. It emphasises the role of institutions, property rights and transaction costs in economic performance
C. It ignores institutions completely
D. It focuses only on technological change

Correct Answer: Option B


Explanation:
New Institutional Economics, associated with Coase, North and Williamson, analyses how institutions, property-rights structures and transaction costs shape economic behaviour and long-run performance.

This question belongs to: Economy GK Economy Set 1
Question #2
The paradox of thrift suggests that:
A. increased saving by all households may reduce aggregate demand and output
B. saving is always beneficial for the economy
C. saving is impossible in a recession
D. thrift always increases investment

Correct Answer: Option A


Explanation:
The paradox of thrift states that if everyone saves more during a recession, total demand and output may fall.

This question belongs to: Economy GK Economy Set 1
Question #3
The 'Public Account of India' contains funds that:
A. belong to the government exclusively
B. are collected as taxes
C. are held by the government in a trustee capacity, such as provident funds
D. are borrowed from foreign countries

Correct Answer: Option C


Explanation:
Public Account includes funds held by government in fiduciary capacity, like provident funds and small savings.

This question belongs to: Economy GK Economy Set 1