A. Loans with concessional interest rates and longer repayment periods
B. Loans with commercial interest rates
C. Only short-term trade credit
D. Only domestic commercial bank loans
Answer: Option A
Solution (By JKSSB Mock Tests)
Soft loans are provided by multilateral agencies or governments at below-market interest rates with longer maturities and grace periods, often for development purposes.
Explanation:
Job polarisation refers to the simultaneous growth of employment at the high and low ends of the skill distribution and the relative decline of middle-skill occupations that involve routine tasks susceptible to automation.
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