Which of the following is a characteristic of the 'Habit-Formation' models of consumption? MCQ with Answer and Explanation

Which of the following is a characteristic of the 'Habit-Formation' models of consumption?
A. Only permanent income matters
B. Habits are irrelevant for saving behaviour
C. Current utility depends on current consumption relative to a habit stock formed by past consumption
D. Utility depends only on current consumption
Answer: Option C
Solution (By JKSSB Mock Tests)
Habit-formation models allow current utility to depend on the deviation of current consumption from a habit level determined by past consumption, generating persistence in consumption growth.

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Practice More Economy Set 1 Questions

Question #1
An asset is classified as a Non-Performing Asset when interest or principal remains overdue for:
A. 90 days
B. 60 days
C. 30 days
D. 180 days

Correct Answer: Option A


Explanation:
An asset becomes an NPA when interest or principal is overdue for more than 90 days.

This question belongs to: Economy GK Economy Set 1
Question #2
The 'Twelfth Five Year Plan' period was:
A. 2017-2022
B. 2012-2017
C. 2007-2012
D. 2010-2015

Correct Answer: Option B


Explanation:
The Twelfth Five Year Plan covered 2012-2017.

This question belongs to: Economy GK Economy Set 1
Question #3
The 'Bank for International Settlements' was established in which year?
A. 1971
B. 1944
C. 1919
D. 1930

Correct Answer: Option D


Explanation:
The Bank for International Settlements was established in 1930.

This question belongs to: Economy GK Economy Set 1