Which of the following is a feature of the 'Fintech' revolution in financial services? MCQ with Answer and Explanation

Which of the following is a feature of the 'Fintech' revolution in financial services?
A. Only the use of paper-based processes
B. The complete replacement of all traditional banks overnight
C. The use of technology to deliver financial services in new ways, often by non-traditional providers
D. Only the activities of central banks
Answer: Option C
Solution (By JKSSB Mock Tests)
Fintech refers to technological innovation in the design and delivery of financial services, encompassing payments, lending, insurance, wealth management and other activities often provided by new entrants.

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Practice More Economy Set 1 Questions

Question #1
The 'Ease of Doing Business Report' was published by:
A. WTO
B. IMF
C. World Bank
D. UNCTAD

Correct Answer: Option C


Explanation:
The Ease of Doing Business Report was published by the World Bank.

This question belongs to: Economy GK Economy Set 1
Question #2
The 'National Policy on Skill Development and Entrepreneurship' was released in which year?
A. 2018
B. 2020
C. 2009
D. 2015

Correct Answer: Option D


Explanation:
The National Policy on Skill Development and Entrepreneurship was released in 2015.

This question belongs to: Economy GK Economy Set 1
Question #3
In the context of labour-market institutions, the 'Ghent System' refers to:
A. A system in which trade unions play a major role in the administration of unemployment insurance, contributing to high union density
B. Only government-run unemployment insurance with no union role
C. Only private insurance markets
D. A pure market system without any unions

Correct Answer: Option A


Explanation:
The Ghent system, historically associated with certain Nordic and Low Countries, links unemployment benefits to union membership or administration, thereby providing a selective incentive for workers to join unions.

This question belongs to: Economy GK Economy Set 1