Which of the following is a feature of the 'Life-Cycle' and 'Permanent-Income' hypotheses taken together? MCQ with Answer and Explanation

Which of the following is a feature of the 'Life-Cycle' and 'Permanent-Income' hypotheses taken together?
A. Both claim that only current income matters
B. Both emphasise that consumption depends on long-run resource constraints rather than current income alone
C. Both assume infinite horizons only
D. Both ignore the role of wealth
Answer: Option B
Solution (By JKSSB Mock Tests)
Both the life-cycle hypothesis and the permanent-income hypothesis assert that forward-looking consumers base consumption on expected lifetime or permanent resources rather than on current income alone.

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Practice More Economy Set 1 Questions

Question #1
The 'Pradhan Mantri Jan Dhan Yojana' accounts were opened primarily to:
A. collect taxes
B. provide loans to large companies
C. promote stock trading
D. promote savings and financial inclusion

Correct Answer: Option D


Explanation:
PMJDY aims at financial inclusion through zero-balance savings accounts.

This question belongs to: Economy GK Economy Set 1
Question #2
The 'Goods and Services Tax' rate on cement is:
A. 18%
B. 12%
C. 5%
D. 28%

Correct Answer: Option D


Explanation:
Cement attracts 28% GST.

This question belongs to: Economy GK Economy Set 1
Question #3
In the context of growth empirics, 'Conditional Convergence' means that:
A. Only absolute convergence is observed
B. There is no convergence of any kind
C. All countries converge to the same income level regardless of fundamentals
D. Countries converge to their own steady-state levels of income, which may differ because of differences in saving rates, population growth and technology

Correct Answer: Option D


Explanation:
Conditional convergence is the prediction that countries converge to their own steady states determined by their particular saving rates, population growth rates and levels of technology; poorer countries grow faster only after controlling for these differences.

This question belongs to: Economy GK Economy Set 1