Which of the following is a qualitative credit control measure?
A. Margin requirements
B. Statutory Liquidity Ratio
C. Cash Reserve Ratio
D. Bank Rate
Answer: Option A
Solution (By JKSSB Mock Tests)
Margin requirements (prescribing the difference between loan amount and value of security) is a selective/qualitative credit control measure used by RBI.
Explanation:
Disinvestment refers to the sale of government-held shares in public sector enterprises to private investors or the public, thereby reducing the government's ownership stake.
Explanation:
Remittances from abroad are unilateral transfers and form part of the current account. Capital account includes FDI, portfolio investment and external borrowings.
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