Which of the following is NOT a type of deposit accepted by commercial banks? MCQ with Answer and Explanation

Which of the following is NOT a type of deposit accepted by commercial banks?
A. Saving deposits
B. Time deposits
C. Equity deposits
D. Demand deposits
Answer: Option C
Solution (By JKSSB Mock Tests)
Commercial banks accept demand deposits (current accounts), savings deposits and time (fixed) deposits. Equity deposits are not a standard category of bank deposits.

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Practice More Economy Set 1 Questions

Question #1
The concept of 'Universal Basic Income' proposes:
A. Only unemployment insurance for the temporarily jobless
B. Only targeted transfers to the poor conditional on work
C. An unconditional cash transfer paid regularly to all individuals regardless of employment status or income
D. Only in-kind transfers

Correct Answer: Option C


Explanation:
Universal basic income is a policy proposal under which every citizen receives a regular, unconditional sum of money from the government, irrespective of other income or employment status.

This question belongs to: Economy GK Economy Set 1
Question #2
The 'Export Credit Guarantee Corporation of India' provides:
A. banking services to public
B. credit risk insurance to exporters
C. stock trading
D. crop insurance

Correct Answer: Option B


Explanation:
ECGC provides credit risk insurance to exporters against payment defaults.

This question belongs to: Economy GK Economy Set 1
Question #3
The largest component of India's GDP in recent years is contributed by the:
A. manufacturing sector
B. mining sector
C. services sector
D. agriculture sector

Correct Answer: Option C


Explanation:
The services sector is the largest contributor to India's GDP.

This question belongs to: Economy GK Economy Set 1